Invest wisely.

Investing is a tricky game: If you do it right, you could win big, but if you do it wrong, you could lose everything.

Detailed steps for this principle are only available in the app.

  1. Invest in equities.
    This refers to stocks, mutual funds, indexes, and exchange-traded funds (ETFs). However, you should only invest in these if you’re looking to trade. Otherwise, a different type of investment may be a better fit for you.

  2. Do not invest in high-yield bonds or currencies.
    These investments offer high returns, but the high risk far outweighs that.

  3. Invest in real estate.
    When it comes to real estate, investing in REITs (real estate investment trusts) is a better idea than owning a home. This is because REITs give you two ways to win: You will make income along the way, and you can make money when you sell on the appreciation.

  4. Invest in commodities.
    If you choose to invest in commodities, remember that you will not get any income from this investment like you might get in stocks from dividends. Regardless, it will pay off in the future (if the right economic season hits) if you invest a small portion of your savings in gold and other such commodities.

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